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Introduction

PacSpace provides usage-based settlement infrastructure. Record financial deltas, derive balances, and verify agreement between counterparties.

PacSpace Balance API is usage-based settlement infrastructure. It gives you a simple, reliable way to record financial changes between parties, compute running balances, and verify that both sides agree — all through a straightforward REST API.

No servers to manage. No reconciliation spreadsheets. No late-night debugging of ledger mismatches. Four API calls to verified settlement.

Core Capabilities

CapabilityWhat It DoesAPI Call
EmitRecord a credit or debit delta between two partiesPOST /api/v1/balance/delta
DeriveCompute a running balance from all verified deltasGET /api/v1/balance/derive/:customerId
CompareCheck your balance against a counterparty's — find discrepancies instantlyPOST /api/v1/balance/compare
CheckpointLock a period-end proof root over all verified deltas for auditable settlementPOST /api/v1/balance/checkpoint

How It Works

  1. You emit deltas — every time money moves, usage accrues, or a charge applies, you record it as a signed delta (positive or negative).
  2. We derive balances — PacSpace maintains an immutable, ordered log of deltas and computes the current balance on demand.
  3. Both sides verify — each counterparty can independently check that their view of the balance matches. Discrepancies surface immediately, not at month-end.
  4. You checkpoint at period-end — lock a tamper-evident proof root over all verified deltas for a billing window. Include the proof in invoices so your counterparty can independently audit the period.

Every delta is cryptographically anchored, meaning it cannot be altered or deleted after the fact. You get a tamper-proof audit trail without building any of the underlying infrastructure yourself.

Why PacSpace

  • Zero infrastructure — no databases to configure, no event buses to wire up, no reconciliation jobs to schedule.
  • Real-time verification — stop waiting until the end of the billing cycle to discover mismatches.
  • Immutable record — every delta is permanently recorded and independently verifiable.
  • Usage-based pricing — you pay for what you use. No seat licenses, no upfront commitments.
  • Four calls to settlement — emit, derive, compare, checkpoint. That's the entire integration surface.

Where to Go Next

Pick the path that matches what you're trying to do:

I want to...Go to
Integrate settlement into my appBalance API →
Manage my account, keys, and billingDashboard API →
Automate reconciliation with event notificationsWebhooks →
Understand how proof and verification workVerification & Proofs →
Get running in 5 minutesQuick Start Guide →